Does Checking Your Credit Score Lower It?

Does Checking Your Credit Score Lower It?

Good news! Checking your credit score does NOT lower it—unless you’re using a hard inquiry from a lender. Soft checks, which you do yourself, are perfectly safe.

Funny reality: People still act like checking their score is playing with fire—maybe because finance is terrifying to many.

Tips:

  • Use free online tools for soft pulls.

  • Only allow hard inquiries when necessary (like mortgage applications).

  • Check regularly to catch mistakes or fraudulent activity early.

Knowing your score gives you confidence, and your wallet doesn’t have to hold its breath.

Follow our blog for entertaining tips to monitor your credit score and prepare for your mortgage with confidence!

Informational purposes only. Credit monitoring tools vary. Consult a licensed financial advisor.

Location: Mayfair, Calgary, AB T2V, Canada

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