How Often Should Canadians Check Their Credit Score?

How Often Should Canadians Check Their Credit Score?

Checking your credit score too often won’t hurt you—but obsessing daily may make you feel like a detective following a suspect.

Recommended: every 3–6 months, or before a big financial move like applying for a mortgage.

Funny analogy: Treat your credit score like a houseplant—you don’t need to water it every hour, but a little attention keeps it healthy.

Tips:

  • Use free reports from Equifax or TransUnion.

  • Set alerts for major changes.

  • Review errors immediately—sometimes an old cable bill sneaks into your score.

Keeping an eye on your credit score ensures fewer surprises when you apply for a mortgage.

Follow our blog for humorous, practical credit tips that keep your finances healthy!

Informational purposes only. Check requirements with your lender. Consult a licensed financial advisor.

Location: Mayfair, Calgary, AB T2V, Canada

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